Personal loans on terms that work for you.
Personal loans and credit lines on stronger, repair-first terms. We make sure your profile is in the best shape before you ever apply — so you qualify for more at better rates.
What's included in personal funding
We optimize your profile before you apply so you walk into the lender with the strongest possible hand — then we compare offers across our network.
- Personal loans & revolving credit lines
- Pre-qualification with soft pulls (no credit impact)
- Debt-to-income optimization guidance
- Rate & term comparison across lenders
- Ongoing profile strengthening
- Dedicated analyst by phone and email
Personal funding options
Personal funding FAQ
What's the difference between a personal loan and a personal line of credit?+
A loan gives you a lump sum with fixed monthly payments. A line of credit lets you draw funds as needed and only pay interest on what you use. We help you choose based on your goals.
Will applying hurt my credit score?+
We start with a soft pull, which does not affect your score. A hard pull only happens once you accept a specific offer — and by then you'll know the rate and terms.
How much can I borrow?+
Personal loans range from $1,000 to $100,000 depending on your credit, income, and debt-to-income ratio. Lines of credit typically range from $500 to $50,000.
Can I get funding with bad credit?+
Yes — but we recommend repairing first. A higher score unlocks better rates and larger amounts. We'll assess your profile and tell you honestly whether to repair or apply now.
Ready to pre-qualify?
Free, no-credit-impact check. We'll tell you exactly what you qualify for.